[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cadd.cz\/strecha-nad-hlavou-je-dulezita\/#Article","mainEntityOfPage":"https:\/\/www.cadd.cz\/strecha-nad-hlavou-je-dulezita\/","headline":"St\u0159echa nad hlavou je d\u016fle\u017eit\u00e1","name":"St\u0159echa nad hlavou je d\u016fle\u017eit\u00e1","description":"Ka\u017ed\u00fd m\u00e1 jin\u00e9 p\u0159edstavy o bydlen\u00ed. N\u011bkdo tou\u017e\u00ed po men\u0161\u00edm byt\u011b, n\u011bkdo pot\u0159ebuje velk\u00fd d\u016fm. V\u00fdb\u011br bydlen\u00ed se v\u017edycky odv\u00edjel od pot\u0159eb a preferenc\u00ed https:\/\/cvvm.soc.cas.cz\/cz\/tiskove-zpravy\/politicke\/volby-a-strany\/4451-preference-prezidentskych-kandidatu-v-rijnu-2017 jednotlivc\u016f a jejich rodin. Jen\u017ee v posledn\u00edch letech se lid\u00e9 zbl\u00e1znili, a vyhnali ceny nemovitost\u00ed na maximum. Moc tomu nepomohly ani banky, kter\u00e9 zna\u010dn\u011b zt\u00ed\u017eily podm\u00ednky pro z\u00edsk\u00e1n\u00ed hypot\u00e9ky, a […]","datePublished":"2023-08-05","dateModified":"2023-11-25","author":{"@type":"Person","@id":"https:\/\/www.cadd.cz\/author\/#Person","name":"","url":"https:\/\/www.cadd.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/8eaf08ef5a7e54fc91db02b2058b03bc913caaaa39c046819bbf43d06bd23c2b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8eaf08ef5a7e54fc91db02b2058b03bc913caaaa39c046819bbf43d06bd23c2b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cadd.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cadd.cz\/wp-content\/uploads\/purchase-g28722b3ea_640_10_2.jpg","url":"https:\/\/www.cadd.cz\/wp-content\/uploads\/purchase-g28722b3ea_640_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.cadd.cz\/strecha-nad-hlavou-je-dulezita\/","about":["Ekonomika"],"wordCount":430,"articleBody":"       Ka\u017ed\u00fd m\u00e1 jin\u00e9 p\u0159edstavy o bydlen\u00ed. N\u011bkdo tou\u017e\u00ed po men\u0161\u00edm byt\u011b, n\u011bkdo pot\u0159ebuje velk\u00fd d\u016fm. V\u00fdb\u011br bydlen\u00ed se v\u017edycky odv\u00edjel od pot\u0159eb a preferenc\u00ed  https:\/\/cvvm.soc.cas.cz\/cz\/tiskove-zpravy\/politicke\/volby-a-strany\/4451-preference-prezidentskych-kandidatu-v-rijnu-2017 jednotlivc\u016f a jejich rodin. Jen\u017ee v posledn\u00edch letech se lid\u00e9 zbl\u00e1znili, a vyhnali ceny nemovitost\u00ed na maximum. Moc tomu nepomohly ani banky, kter\u00e9 zna\u010dn\u011b zt\u00ed\u017eily podm\u00ednky pro z\u00edsk\u00e1n\u00ed hypot\u00e9ky, a kter\u00e9 zdra\u017eily \u00farokov\u00e9 sazby. Bydlen\u00ed se tak r\u00e1zem stalo luxusn\u00ed komoditou, kterou si m\u016f\u017ee dnes dovolit jen m\u00e1lokdo. P\u0159itom \u010dasto se st\u00e1v\u00e1, \u017ee platby za spl\u00e1tku hypot\u00e9ky jsou srovnateln\u00e9 s platbou n\u00e1jemn\u00e9ho.Aby nikdo nestr\u00e1dal hypoteka-bez-registru a m\u011bl st\u0159echu nad hlavou, mus\u00ed volit leckdy bydlen\u00ed kter\u00e9 v\u016fbec neodpov\u00edd\u00e1 tomu co by \u010dlov\u011bk cht\u011bl. I co se t\u00fd\u010de v\u00fdstavby, jsou zna\u010dn\u011b omezen\u00e9 mo\u017enosti volby bydlen\u00ed. Develope\u0159i stav\u00ed \u010dasto nekvalitn\u00ed stavby, o \u010dem\u017e vznikla cel\u00e1 \u0159ada report\u00e1\u017e\u00ed. Ani takov\u00e9 byty ale nejsou cenov\u011b p\u0159\u00edli\u0161 dostupn\u00e9. V nab\u00eddk\u00e1ch najdeme nej\u010dast\u011bji 2kk, co\u017e jsou byty tak akor\u00e1t pro dva dosp\u011bl\u00e9 nebo jednoho dosp\u011bl\u00e9ho a d\u00edt\u011b. Je probl\u00e9m sehnat dostate\u010dn\u011b velk\u00fd byt, kter\u00fd bude dostate\u010dn\u011b velk\u00fd, na dobr\u00e9m m\u00edst\u011b a hlavn\u011b v dobr\u00e9m stavu. Kdy\u017e si projdete inzer\u00e1ty, uvid\u00edte, \u017ee v nab\u00eddce jsou spousty byt\u016f, kter\u00e9 jsou star\u00e9 a zanedban\u00e9, a p\u0159esto za jejich pron\u00e1jem cht\u011bj\u00ed majitel\u00e9 doslova majlant.Pokud se ani tak nechcete vzd\u00e1t snu o vlastn\u00edm byt\u011b \u010di dom\u011b, \u010dek\u00e1 v\u00e1s za\u0159izov\u00e1n\u00ed hypot\u00e9ky, pokud nem\u00e1te jin\u00e9 p\u0159\u00edjmy – nap\u0159\u00edklad z d\u011bdictv\u00ed. Z\u00edskat ji dnes nen\u00ed v\u016fbec snadn\u00e9, a tak je \u010dasto z\u00e1zrak kdy\u017e se to poda\u0159\u00ed. Pro banky je st\u011b\u017eejn\u00ed aby jim klienti spl\u00e1celi sv\u00e9 z\u00e1vazky, a proto hypot\u00e9ku nez\u00edsk\u00e1 ka\u017ed\u00fd. Je logick\u00e9 \u017ee banky se tak chr\u00e1n\u00ed proti tomu \u017ee budou muset prod\u00e1vat nespl\u00e1cenou nemovitost, ale na druh\u00e9 stran\u011b i za n\u00e1jem se platit mus\u00ed. Jen\u017ee jsou i tac\u00ed, kte\u0159\u00ed jej platit p\u0159estanou, a majitel bytu m\u00e1 pak obrovsk\u00fd probl\u00e9m je dostat pry\u010d. Jestli jste hypot\u00e9ku nez\u00edskali, m\u016f\u017eete si zjistit podm\u00ednky u nebankovn\u00edch spole\u010dnost\u00ed, ale v\u017edycky je nejlep\u0161\u00ed vyu\u017e\u00edt slu\u017eby nez\u00e1visl\u00e9ho finan\u010dn\u00edho poradce.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"St\u0159echa nad hlavou je d\u016fle\u017eit\u00e1","item":"https:\/\/www.cadd.cz\/strecha-nad-hlavou-je-dulezita\/#breadcrumbitem"}]}]